Stripe Payments

After much deliberation and several requests we have now integrated ProMart 2.0 with the Stripe Payment System. Stripe offers a much cheaper alternative to SagePay. The rates are better and the Monthly costs are reduced to zero. Our good friends at No-Minimum also use Stripe so a lot of distributors will already have a Stripe account setup.

With Stripe, you can charge almost any kind of credit or debit card: U.S. businesses can accept Visa, MasterCard, American Express, JCB, Discover, and Diners Club. Australian, Canadian, European, and Japanese businesses can accept Visa, MasterCard, and American Express.

Why did we do this when we already have SagePay integration?

The total monthly costs for using Sage Pay is around £80

  • Merchant Account = £25 PCM
  • SagePay Account Min Fee = £25 PCM
  • Tokenised Payments Facility = £25 PCM
  • PCI Compliance Admin Fee = £5.99 PCM

These costs can often put new clients off when deciding wether to go full e-commerce or just have an enquiry website. 

The total monthly costs for using Stripe is £0.00

  • Merchant Account = Not Required
  • Stripe Account Min Fee = Not Required
  • Tokenised Payments Facility = Free!
  • PCI Compliance Admin Fee = Not Required

Are there any drawbacks?

There is only one minor drawback when using Stripe payments. We can only use the card once per token. This means the users card details are deleted from Stripe servers once a transaction has been made. So we cannot save cards onto users accounts for re use like we do with SagePay tokenised payments.

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